Commercial General Liability

What is General Liability Insurance?

General Liability Insurance coverage helps protect your business from property damage claims, bodily injury claims, and/or personal and advertising injury claims that could put your business’s assets at risk. For example, General liability insurance helps protect you and your business in the event of the following:

  • A customer slips and injures himself in your store. The injuries result in costly medical bills and maybe even a lawsuit.
  • While on the job, you accidentally damage a customer’s property and the repairs are costly. Should a claim like one of these be made against your business, then your commercial general liability insurance policy may help pay for the damages.

​​What does Commercial General Liability Insurance cover?

​General Liability Insurance offers some of the broadest business insurance coverage available today. It is included in our Business Owner’s Policy and is available as stand-alone coverage. Here are a few of the risks a business could face that The Hartford can help protect against:

  • Bodily injury or property damage – Helps protect against certain claims alleging financial loss due to property damage or bodily injury arising out of your business operations or products.
  • Reputational harm – Helps protect your business against certain claims of false arrest, malicious prosecution, libel, slander, wrongful eviction, violation of the right of privacy and more.
  • Advertising errors – Helps protect your business against certain claims if others allege you infringed on their copyrights when advertising goods, products, or services in your advertisement.
  • Medical payments – Helps protect against certain claims for medical costs if someone is injured on the business premises and needs medical treatment.
  • Damage to premises rented to you – Helps protect your business against certain claims for damage to premises rented to you due to fire, lightning or explosion. 

​Additional solutions

  • ​Extending Your Coverage – If a contract requires a business to add individuals/entities to its business liability insurance coverage, The Hartford helps make it easy to add them to the policy.
  • Improve Safety and Reduce Risk – One of the best ways to avoid a lawsuit is to run the safest business possible. The Hartford’s Risk Engineering group is part of our General Liability Insurance policy team and can help with one-on-one risk management consultations and safety seminars. They can also find ways to save companies money with discounts for things like installing safety equipment and following best practices.
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2900 South Range Ave
Denham Springs, LA 70726​
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