American Eagle Insurance Blog
Your home is more than a roof over you and your family's head. It is one of your most valuable and prized assets. It is also one that you likely cannot afford to replace in an instant if disaster or tragedy strikes.
What Is Homeowners Insurance?
Homeowners insurance offers financial relief and security for covered events. It also includes accidental damages to your home, personal belongings, or property. This insurance can also shoulder expenses when you are held responsible for an injury or accident. Homeowners insurance has three primary functions:
It is worth noting that the law does not require this type of insurance. However, if you have a mortgage, lenders will typically expect you to have your home insured to protect their investment.
Even though you do not have a mortgage, it is always smart to purchase home insurance. It will give your property and liability coverage. And home insurance is also for your peace of mind.
What Does Homeowners Insurance Cover?
The basic homeowners' insurance policies usually have these six distinct types of coverage:
Before thinking about how much it will cost to have a homeowners insurance policy, keep in mind that this coverage will give you a considerable advantage and significant savings. The premium you will pay will only be a fraction of the cost to rebuild your house from the ground up and even replace your belongings.
At American Eagle Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (225) 667-7377 or Click Here to request a free quote.