American Eagle Insurance Blog
In 2019, Washington, Idaho, and Oregon were ravaged by the flooding along the Coast Fork of the Willamette and Row rivers. They had to find a way to restore the $1.3 billion of damages done by the natural disaster. Knowing that your own home can become a statistic in a future flooding event such as this one, this article will give you three main tips that can help you brace yourself for the upcoming disaster.
Learn How Often It Will Flood at Your Home
Preventing flood damage starts with learning whether your household is susceptible to it in the first place. You can enter your address on websites such as FloodTools and FEMA to make use of their database to figure out the severity of your incoming threat. Aside from that, you can also look through other address lookup tools to get a bird’s eye view of the extent of the possible damage.
Rearrange Your Household Items to Prevent Flood Damage
After learning how bad the floods can creep up to your home, the next step is to secure all your items. This can be done in several ways. One of which is replacing any carpet floors with tile to avoid possible mold formations from developing in the wake of a flooding disaster. The next step is to raise any furniture, clothing, and other valuables above the floor as much as possible. The last step is to disconnect any electrical items to prevent them from producing a fire hazard during a possible flood.
Assess How Much Your Personal Flood Insurance Can Cover
After keeping all household items in a safe condition away from floods, the next stage is to protect your future finances with or without a flood from sweeping your place away. This can be done by investing in an insurance policy that can avoid you from a future $20,000 setback in your future budget for every inch of floodwater entering your own home. When selecting one, do make sure to choose the right agency with not only the most competitive premiums but also the best service.
In this article, we have explored one of the possible dangers of owning a home. Also, we learned that there are three steps that you can take to prevent that. Namely, it includes learning the possibility of a flood, rearranging all your household items, and investing in personal flood insurance.
At American Eagle Insurance, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (225) 667-7377. You can also request a free quote by CLICKING HERE.