Reducing Flood Damage Due To Calamities

​Every year, flooding destroys countless homes and businesses across the United States. Last year, the National Centers for Environmental Information (NCEI) and the National Oceanic and Atmospheric Administration (NOAA) reported that the United States had a historic year of weather and climate damage.

However, even if you aren't directly affected by a hurricane, the heavy rains can spread throughout a large country, raising the risk of flooding. Because storms occur inevitably, floods can happen at any time of the year, even when hurricanes aren't slamming the coast.

In this case, floods can happen anywhere. Thus, taking preventive measures can help your business stay open during or swiftly reopen after a flood disaster. Additionally, flooding can strike with little or no warning, so taking precautions now is essential.

Flood Damage Prevention
Check off the following items on the interior and exterior flood readiness checklist to be prepared for a flood.

Checklist For Before A Flood 
External

• Lift and safeguard low-level and outdoor equipment.
• Bring outside furniture, signage, and other items inside; certain heavier items.
• Construct flood prevention materials that are dry (floodgates, sandbags, tarps, etc.)

Internal

• If the system or outlets are in danger of being submerged, turn off the power.
• Place low-lying equipment atop masonry blocks or concrete to elevate and protect it.
• Roll up area rugs and store them off the floor to prevent mold and mildew.
• All workplace equipment, such as PCs and printers, should be elevated.

Checklist For After A Flood
If you experience a flood, please ensure you follow these guidelines:

• Snap photos of the damage and call your insurance company.
• Disconnect all compromised electronics and electrical equipment and relocate it to a dry area as soon as it is safe to do so.
• To dry out interior rooms, utilize fans or dehumidifiers to circulate air.
• Remove any standing water and water-damaged goods as soon as possible.
• By boarding up windows and recovering salvageable goods, you can protect your property from future harm.

Conclusion
When a surge of rising water puts pressure on the foundation wall, the most serious property damage occurs. Surely, floodwaters can cause damage to your utility systems, raising the cost of restoring your house. Therefore, elevating electrical panels, air conditioners, water heaters, and furnaces to a higher level will help. 

Consequently, if you reside in a flood zone, talk to your insurance agent about how you might save money on your rates by modifying your home's structure.

At American Eagle Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (225) 667-7377. Get your free quote today by CLICKING HERE. The coverage discussed is not guaranteed. Please contact our agents to make sure you have adequate coverage and your needs are being met. We are happy to help!