American Eagle Insurance Blog
General liability, commonly identified as a commercial general liability (CGL), is a form of insurance plan. This policy aims to protect a company against various liabilities. These include physical harm, personal damages, property loss resulting from the company’s activities, products, or accidents that arise on-premise. While general liability insurance coverage is deemed efficient business protection, it does not address all potential risks.
Workers’ compensation is a government-mandated program that provides financial benefits to employees who are wounded or disabled on the job. It is a form of protection that gives workers insurance for injury or disability they acquired from work
Acknowledging workers’ compensation would mean that the employee upholds the employer’s or company’s right to charge. Most benefit plans cover hospital charges in connection with a direct work-related injury.
Your house is undoubtedly your most significant investment. At any moment, uninformed disasters can occur, which is why it is essential to safeguard your property with home insurance. A regular home insurance plan covers your house and property and all third-party liabilities. The law does not mandate home insurance acquisition, but protecting your investment is a must if there is a dispute.
A flood is deemed a big disaster in several areas. Often harm or damage it creates is not compensated unless you have additional coverage. Flood insurance policies are both applied for commercial and residential properties.
After you've experienced a flood: remove rugs, upholstered furniture, and squishy toys that have been under sullied floodwater. Drying out zones thoroughly that were profoundly flooded can help maintain a strategic distance from mold growth. Proper cleaning can help to avoid infection with diseases and ailments from bacteria and viruses.
General liability insurance will protect your assets by handling financial obligations in case someone gets injured on your property or by your product or service. This type of insurance provides the same protection for an employee who gets hurt while working in your company or property. General liability insurance will also cover all legal defense costs. Here are the steps to take when choosing the best general liability insurance for your small business.
Having a wrecked AC system on a blazing hot day while you're out and about is aggravating and uncomfortable. In addition to the fact that it causes distress, it can also be a safety issue. Being in your vehicle during heat waves with a messed-up AC system is risky. More so because a vehicle's temperatures can shoot up to 150 degrees.
To be on the safe side, here are the quick steps to get it fixed.
Picking the fitting material style for your home inside the estimated financial plan can turn out to be highly muddled without enough information. Having a roof above your head is important both literally and figuratively. Thus, here are four sorts of roofing materials most commonly used by architects.
General liability insurance, also known as business liability coverage, can protect you from various claims. It includes physical harm, property damage, personal injury, and other business operations issues. It helps you to qualify for leases while still protecting your small company from the high costs of litigation.
One of your most important assets is your business. You put forth your time, effort, blood, sweat, and tears to keep it going. As a result, you should take the appropriate precautions to ensure that your company is protected against possible risks. Obtaining commercial property insurance is an excellent place to begin—flood insurance for businesses.