The coronavirus has brought so many challenges to many industries around the world. The insurance industry is among the sectors that are trying to cope with the current situation. Suddenly, people realize that the value of having insurance in these difficult times. Many Americans are now considering insurance policy as a measure to survive the pandemic.

Among the insurance policies, workers’ compensation plays a significant role in helping employees affected by the COVID-19. Workers’ compensation is a kind of insurance for businesses covering the wage payment and medical benefits to employees who got injured or ill due to their occupation.
​
As many companies are resuming operations to restart our economy, workers are concerned that they might catch COVID-19 while doing their jobs. Thus, it is crucial to understand workers' compensation amidst the pandemic.

The small business industry is among the main drivers of the US economy. Companies that employed not more than 500 workers comprise this industry. Before the pandemic, nearly 50% of Americans in the private sector are working in small businesses. Small businesses play a significant role in keeping our economy running.
​
Small business owners like you must realize that you are a crucial component of our nation's success. So, in a time of uncertainties, you need to protect your business because many Americans rely on your business. Hence, it is an excellent investment to get general liability insurance for your business.

Due to the pandemic, the government was obliged to impose lockdown measures in many areas. People were encouraged to stay in their house and refrain from going around. As a result, Americans spent more time at home than on the road. And most of them are using their vehicles sparingly.
​
Since they spent time driving their cars, Americans question the need for car insurance to stay more at home. The quick answer is it is mandatory. In most US states, drivers are required to have auto insurance.

Irrefutably, coronavirus disease 2019 is the great disruptor of the year. It affected the lives of millions of Americans across the country. It compelled Americans to comply with the stay-at-home policy to slow down the transmission of the disease.
​
Now, Americans are spending most of their time inside their homes. As a result, their regular daily activities have become home-based.