​Any employee who is injured or who gets ill in connection with his job may be able to benefit from workers’ compensation insurance. Injuries covered by workers’ compensation benefits may not include sudden accidents such as falling off a ladder or losing a limb or a finger during the operation of a machine. In fact, cumulative trauma, or CT, injuries make up the majority of workers’ comp claims. What are generally the injuries and illnesses covered by workers’ comp insurance?

​General liability insurance protects your assets by handling payment obligations if someone gets hurt in your business and property or if an employee gets injured or accidentally destroys something within the premises of your business or property. General liability insurance also covers settlement or any legal defense costs in cases where someone sues the business. Here are the steps you need to take in order to get the best general liability insurance you deserve.

​Whenever you hear news about workers’ compensation claims, there is usually so much hurt and unfairness on the part of the employers. The same thing goes with employees. Workers’ comp insurance must protect you from any work-related injury. You get paid to compensate for the lost income and to cover your medical expenses as well. However, there are usually problems with claims. Now, here are the solutions.

​Coverage denials can turn out to be outrageous when you are with insurers who are unscrupulous. However, most of the time, all these incredible stories would turn out to belong to insurance policyholders who did not understand their policies much. The commercial general liability policy is among those that are very difficult to understand. Thus, you need to know some of the ground rules for interpreting the policy correctly as a matter of law.