​If you are a small business owner, there is a high probability that you have an employee working for you. In that case, by the U.S. law, you are required to apply for workers’ compensation insurance. This will protect both you and your employees in case of work accidents.

​General Liability insurance can protect you in case of accidental damages or those caused by burglary. In that case, various factors can affect the cost of your policy. Different businesses may need separate coverage. However, there are common factors that may affect the rate of your insurance.

​One of the essential things that you should know about car safety is your car seat. This is true, especially with those who have kids. Here are some of the common mistakes in installing a car seat and how you can avoid them. 

​Flood insurance is an essential plan that most homeowners should have, especially for those who are living in flood-prone areas. However, only 1 out of 7 owners are obtaining this policy as a safety net to protect them. To help you understand, here are some tips that you need to know about flood insurance.