Contact Us: ​(225) 667-7377
American Eagle Insurance
  • Home
  • Quotes
    • Property Quotes >
      • Home Insurance Quote
      • Flood Insurance Quote
      • Earthquake Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Business Quotes >
      • Commercial General Liability Quote
      • Workers Compensation Quote
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Umbrella Insurance Quote
      • Travel Insurance Quote
      • Special Events Insurance Quotes
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Earthquake Insurance
      • Landlords Insurance
      • Renters Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Business >
      • Commercial General Liability
      • Workers Compensation
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
    • Other >
      • Event Insurance
      • Travel Insurance
      • Special Events Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Helpful Info
    • Blog
    • News
  • Contact
  • Home
  • Quotes
    • Property Quotes >
      • Home Insurance Quote
      • Flood Insurance Quote
      • Earthquake Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Business Quotes >
      • Commercial General Liability Quote
      • Workers Compensation Quote
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Umbrella Insurance Quote
      • Travel Insurance Quote
      • Special Events Insurance Quotes
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Earthquake Insurance
      • Landlords Insurance
      • Renters Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Business >
      • Commercial General Liability
      • Workers Compensation
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
    • Other >
      • Event Insurance
      • Travel Insurance
      • Special Events Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Helpful Info
    • Blog
    • News
  • Contact

American Eagle Insurance Blog

A 2020 Quick Guide in General Liability Insurance

12/20/2020

1 Comment

 
Picture
​Many people can be confused about what General Liability Insurance is. General liability insurance, also known as business liability insurance, helps cover claims that the business caused, like injury or property damage. It is essential in every industry.
Overview
General Liability insurance can help the insured cover medical expenses and legal fees from injuries and property damages for which the business is responsible.

How Can General Liability Insurance Help Business Owners
General Liability covers expensive costs claims that occur during business operations. Having coverage can avoid using out of pocket money, especially if it is just starting and does not have the resources to cover the costs. This insurance policy can help the insured cover claims that the business caused:
  • Third-party body injuries 
    If a customer got hurt from slipping or falling inside a business property, the customer could sue the business for an unsafe environment. Having general liability insurance includes bodily injury liability coverage and can help pay medical bills.
  • Third-party property damages
    In case the business operations are at a client’s property, the business is at risk of causing property damages. This coverage can cover the repair or replacement costs in case of damages to someone else’s property or belongings. 
  • Advertising injury
    All businesses are at risk of copyright infringement. In case the company uses a copyrighted logo without permission, the owner of the logo can sue the business. 
  • Reputation
    If an argument between the employee and the client emerges, the latter can sue the business for libel or slander. General liability insurance helps in covering the legal costs to defend the company.

LIMITATIONS 
However, be mindful that general liability insurance does not cover every claim. Examples of the limitations and their additional insurance:
  • Work-related injuries - worker’s compensation insurance
  • Damage to own business property - commercial property insurance
  • Business’ professional services mistakes - professional liability insurance

Importance of General Liability Insurance
Claims against the business are not unusual and can be costly. Without this policy, companies have to use out of money pockets and lead to bankruptcy and put the owner out of business. Every business is distinct from one another, but that does not change the fact that everyone can benefit from having general liability insurance. 

At American Eagle Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (225) 667-7377 or Click Here to request a free quote.
1 Comment
John Carston link
5/4/2022 08:25:47 pm

It's interesting when you said that your resources could help avoid getting out of money with coverage. My friend told me last week that he was planning to have auto insurance that could provide the best insurance rates for the long-term coverage for his car, and asked if I had any idea what would be the best option to consider. Thanks to this helpful article, I'll be sure to tell him that it will be much better if he consults a trusted liability insurance company as they can provide more information about the best plan.

Reply



Leave a Reply.

    Contact Us

    (225) 667-7377​
    2900 South Range Ave
    Denham Springs, LA 70726​
    Click Here to Email Us

    Archives

    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019

    Categories

    All
    Auto Insurance
    Business Insurance
    Commercial General Liability
    FAQs
    Financial
    Flood Insurance
    Home Insurance
    Insurance
    Local
    Safety
    Workers Compensation

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

American Eagle Insurance​
2900 South Range Ave
Denham Springs, LA 70726
(225) 667-7377
Click Here to Email Us
Review Us

Location

 Website by InsuranceSplash