​As the name suggests, you may think that general liability insurance covers all the needs of your business. But, this is not entirely the case. While general liability is extremely beneficial, there are certain types of risks that need specialized coverage. 

​Workers compensation insurance provides medical benefits and wage loss to an employee who got injured due to an incident at work. As good news, employers can control the worker's compensation coverage. Some of the ways to control costs are as follows:

​Owning a business is not that easy, you will have to think not just your income but also the welfare of your people. You may not know what will happen; that’s why getting an insurance liability is one of the options to help you with your business. Here are some of the tips to help you in choosing suitable liability insurance.

​It is said that auto insurance rates are likely to boost in 2019. But, before diving in to know the reason, this article will provide you all the things that you must be conscious of when it comes to auto insurance. 

​The 2018 wildfire season was the most fatal and most damaging wildfire season of all time in California. Fire centers took action to alleviate the catastrophe. Here’s the result after the tragic event —the fire suppression costs reached $1.792, and the total cost of all the damages stretched up to $3.5 billion. With this, what is now the stand of California when it comes to home insurance?

​Any employee who is injured or who gets ill in connection with his job may be able to benefit from workers’ compensation insurance. Injuries covered by workers’ compensation benefits may not include sudden accidents such as falling off a ladder or losing a limb or a finger during the operation of a machine. In fact, cumulative trauma, or CT, injuries make up the majority of workers’ comp claims. What are generally the injuries and illnesses covered by workers’ comp insurance?

​General liability insurance protects your assets by handling payment obligations if someone gets hurt in your business and property or if an employee gets injured or accidentally destroys something within the premises of your business or property. General liability insurance also covers settlement or any legal defense costs in cases where someone sues the business. Here are the steps you need to take in order to get the best general liability insurance you deserve.

​Whenever you hear news about workers’ compensation claims, there is usually so much hurt and unfairness on the part of the employers. The same thing goes with employees. Workers’ comp insurance must protect you from any work-related injury. You get paid to compensate for the lost income and to cover your medical expenses as well. However, there are usually problems with claims. Now, here are the solutions.

​Coverage denials can turn out to be outrageous when you are with insurers who are unscrupulous. However, most of the time, all these incredible stories would turn out to belong to insurance policyholders who did not understand their policies much. The commercial general liability policy is among those that are very difficult to understand. Thus, you need to know some of the ground rules for interpreting the policy correctly as a matter of law. 

​Insurance rates are going to rise in flood-prone areas that are under the plan of the current administration. With that, a lot of people seem to be bombarded with this thought as they are not fully aware of the increasing factors of insurance rates.

The following are possible reasons why insurance rates in flood-prone areas are predicted to increase.